Business Credit Builder: 12 Months to a Real Credit Profile, $150/mo
A 12-month guided program that builds your business credit file from zero: DUNS number, Experian Business, Equifax Business, and TransUnion profiles established, then a month-by-month tradeline sequence from net-30 vendors to business cards. $150/month.
Pricing
A 12-month guided program that builds your business credit file from zero: DUNS number, Experian Business, Equifax Business, and TransUnion profiles established, then a month-by-month tradeline sequence from net-30 vendors to business cards. $150/month. Flat pricing, no setup fees.
| Included | Price |
|---|---|
| Monthly program | $150 |
| Full 12-month program | $1,800 |
| Typical lump-sum competitor | $2,500 |
Your business has its own credit file, separate from your personal score, and almost nobody on Main Street is told this. Banks check it. Suppliers check it. Landlords check it. If it is empty, your personal guarantee carries everything.
Over 12 months we build it deliberately: DUNS number registered, files established with Experian Business, Equifax Business, and TransUnion, then a month-by-month tradeline sequence. Net-30 vendors first, store credit next, business cards after that. Each month has one clear move.
By month twelve your business can borrow on its own name. Guidance and system, not a lending product: results depend on your payment behavior, and nobody honest promises you a score.
Who this is for: owners six months or more from needing capital. Business credit is built on time, not on demand; start when you need the loan and you are already late.
Why the sequence is strict: bureaus score payment history, and history takes months to exist. Net-30 vendors report first, store credit builds on that, cards come only after the file can carry them. Skip steps and you collect denials that sit on the file.
The math below: twelve months at $150 is $1,800 to build an asset that banks, suppliers, and landlords check for the life of your business. Programs charging $2,000+ up front sell the same sequence with worse cash flow.
What you get
- ✓ DUNS registration (free path, no upsells)
- ✓ Experian, Equifax, and TransUnion business files
- ✓ Month-by-month tradeline sequence
- ✓ Vetted net-30 vendor list
- ✓ Quarterly bureau checkpoints
- ✓ Rolls into Compliance Calendar at month 13
How it works
- 1
Foundation month
Entity, EIN, address, phone, and bank verified; DUNS registered; baseline pulled.
- 2
Tradeline sequence
Net-30s, then store credit, then cards. One move per month, paid early every time.
- 3
Graduation
Month-12 review of every bureau file and a plan for what the credit now unlocks.
Common questions
What is a DUNS number and do I really need one?+
It is your business's ID with Dun & Bradstreet, the file most suppliers and lenders check first. Registration is free through the standard path, and we never route you through paid upsells.
Can you guarantee a credit score or approval?+
No, and walk away from anyone who does. We build the file and the sequence; approvals depend on your payment history with the accounts we open.
What happens after month 12?+
Graduation review across all bureaus, then your subscription rolls into the Compliance Calendar so the foundation you built stays protected.
Ready to put this to work?
Serving Houston, TX and the surrounding metro. Fixed price, clear scope, month-to-month where it applies. Veteran-owned, Houston-built.